On 5 November, Alberto Prade spoke as a panellist at the ‘Consumer Credit’ conference, organised by Paradigma Srl.

The event focused on developments in the European and national regulatory framework, with particular attention to the changes introduced by EU Directive 2023/2225 (CCD2), the new obligations for intermediaries and the associated operational implications.

During his presentation, Alberto explored the topic of “Responsible lending and the prevention of over-indebtedness under the new consumer credit framework”, focusing on the new consumer protection measures, the management of situations of financial hardship, and debt counselling and advisory services.